https://prepaywise.co.in/blog Guides on home loan prepayment, EMI strategy and debt-free planning for Indian borrowers. en-in https://prepaywise.co.in/blog/home-loan-part-payment-vs-foreclosure https://prepaywise.co.in/blog/home-loan-part-payment-vs-foreclosure Home loan part payment vs foreclosure explained: what each does, RBI penalty rules, the tax angle, and a worked example to help you pick the right move. Tue, 21 Jul 2026 00:00:00 GMT https://prepaywise.co.in/blog/rbi-2026-prepayment-penalty-free https://prepaywise.co.in/blog/rbi-2026-prepayment-penalty-free From 1 January 2026, RBI's Pre-payment Charges Directions, 2025 bar prepayment and foreclosure penalties on floating-rate loans to individuals. Here's what genuinely changed, who it covers, and how to use it to save the most interest. Tue, 21 Jul 2026 00:00:00 GMT https://prepaywise.co.in/blog/home-loan-prepayment-guide-india https://prepaywise.co.in/blog/home-loan-prepayment-guide-india A complete, no-jargon guide to home loan prepayment in India — reduce EMI vs tenure, RBI penalty rules, best timing, and how much interest you can actually save. With a free calculator. Mon, 20 Jul 2026 00:00:00 GMT https://prepaywise.co.in/blog/home-loan-prepayment-vs-sip https://prepaywise.co.in/blog/home-loan-prepayment-vs-sip Should you prepay your home loan or start a SIP? The honest math for Indian borrowers in 2026 — effective after-tax loan rate vs equity returns, tax impact, and why a split often wins. Mon, 20 Jul 2026 00:00:00 GMT