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Multiple Debts

Debt Payoff Calculator — Snowball vs Avalanche

List every debt you're carrying — credit cards, personal loans, car loans — and see how fast you'll be debt-free by throwing extra money at them in the right order.

Your Debts

Payoff Strategy

Avalanche: highest interest rate first (saves the most). Snowball: smallest balance first (fastest wins).
Interest You'll Save
₹0
vs. paying only the minimums
Debt-Free
0 yrs earlier
Minimum payments only
With extra budget

Total Balance Across All Debts

Minimum payments only
With extra budget

Payoff Order

DebtBalanceRatePaid off in
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