Last updated: 15 July 2026
These terms govern your use of PrepayWise's calculators and website. By using this site, you agree to them. If you don't agree, please don't use the site.
PrepayWise provides free, self-service calculators covering EMIs, home loan prepayment, debt payoff strategies, refinancing/balance transfer, loan eligibility, and a goal-based debt-free date planner. All figures are computed in your browser from the numbers you enter, using standard, publicly documented amortisation formulas.
PrepayWise is an informational and educational tool, not a financial, legal, tax, or investment adviser. Nothing on this site is a recommendation to take, refinance, prepay, or restructure any loan. See our full Financial Disclaimer for details on what our calculators do and don't account for. Always confirm exact figures with your lender and consult a licensed professional before making financial decisions.
We aim for our calculations to be mathematically correct, but the site and its outputs are provided "as is," without warranties of any kind, express or implied. We don't guarantee that results will match what your specific lender offers, since actual terms depend on factors our calculators can't see — your credit profile, the lender's internal policies, promotional rates, and so on.
The design, calculators, text, and branding on this site belong to PrepayWise unless otherwise noted. You're welcome to link to the site; please don't copy or republish substantial parts of it without permission.
Some buttons or links on this site may, now or in the future, point to third-party lenders or financial partners, and some of these may be affiliate relationships that earn PrepayWise a commission if you proceed with a partner. See our Affiliate Disclosure for details. We don't control third-party sites and aren't responsible for their content, accuracy, or practices.
This site may display third-party advertising to support free access to the calculators. Ad content is served by third-party networks and doesn't reflect endorsement by PrepayWise.
To the fullest extent permitted by law, PrepayWise and its operators are not liable for any loss or damage arising from your use of, or reliance on, this site or its calculators — including financial decisions made based on the results shown.
You agree to hold PrepayWise harmless from any claim arising out of your misuse of the site or violation of these terms.
These terms are governed by the laws of India. Any disputes will be subject to the exclusive jurisdiction of the courts in India.
We may update these terms from time to time. Continued use of the site after changes means you accept the updated terms.
Questions about these terms? Email contactprepaywise@gmail.com.
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